The Bank Slate

INSIGHTS INTO THE BANKING INDUSTRY

Fed issues rare master account status to tier 3 financial institution

Numisma Bank in Greenwich, Conn., has received conditional approval for a Federal Reserve master account.

Numisma, which focuses on banknote distribution, is a tier 3 institution that is state-chartered but isn’t backed by the Federal Deposit Insurance Corp. The approval gives the bank access to the Fed’s liquidity facilities.

The Fed has rejected applications by other financial institutions, including Custodia Bank and The Narrow Bank, on the grounds that granting access would present an “undue risk.”

Numisma was co-founded by former Fed Vice Chair for Supervision Randal Quarles.

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