The Bank Slate

INSIGHTS INTO THE BANKING INDUSTRY

Brighton Bank in Tenn. enters into BSA-related consent order

Brighton Bank in Brighton, Tenn., entered into a consent order with the Federal Deposit Insurance Corp. that requires the bank to overhaul compliance with the Bank Secrecy Act and anti-money-laundering laws.

The Nov. 30 order comes after the FDIC identified compliance shortcomings and mandates at the $51.4 million-asset bank. Brighton must hire a BSA officer, have a designated BSA/AML team, enhance IT audits and train its staff in BSA/AML requirements, among other things.

The bank must develop and implement a written action plan for addressing its issues.

A group that attempted to open a de novo bank in North Carolina agreed in 2020 to buy a controlling stake in Brighton Bancorp for an undisclosed amount of cash.

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