Strategic Insights into Banking & Fintech

Increase founder applies to buy Twin City Bancorp in Washington

The founder of customer-facing API company Increase has applied with the Federal Reserve to buy Twin City Bancorp in Longview, Wash.

Darragh Buckley is also listed on his LinkedIn account as a director of Washington Business Bank.

Twin City is the holding company for the $70 million-asset Twin City Bank.

Buckleyfiled to personally buy Twin City; it is unclear if his strategy involves pairing the bank with his company.

Increase works with several fintechs, Gusto, Pipe and Ramp. It lists two bank partners: First Internet Bank and Grasshopper Bank.

A partnership wouldn’t be unprecedented.

Brian Barnes, founder of M1 Finance, bought the $35 million-asset First National Bank of Buhl in Minnesota in 2021, which he rebranded as B2 Bank. The bank now provides M1 Finance’s high-yield savings accounts and personal loans.

B2 Bank entered into a written agreement with the Office of the Comptroller of the Currency in late 2023 that ordered the bank to develop a risk assessment process for new products and services.

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