The Bank Slate

INSIGHTS INTO THE BANKING INDUSTRY

Oportun withdraws bank charter application

Oportun Financial, a consumer lender in San Carlos, Calf., has withdrawn its application with the Office of the Comptroller of the Currency for a bank charter. 


The company said in a Friday press release that it plans to revisit the application, adding that it had “forged a constructive relationship with the OCC” since filing its initial application nearly a year ago.

More than 20 federal and state consumer advocacy groups wrote to acting Comptroller Michael Hsu on Aug. 4, asking the OCC to delay any decision on the application until the Consumer Financial Protection Bureau had completed an investigation into Oportun’s debt-collection practices. 

Oportun announced a partnership with MetaBank in Sioux Falls, S.D., last year that allowed the lender to expand its operations from 12 states to 33 states.

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