The Office of the Comptroller of the Currency has fully approved Ripple to launch a national trust bank.
CEO Brad Garlinghouse made the announcement on social media, stating that the national trust bank would provide a federally supervised platform supporting Ripple’s RLUSD stablecoin and digital asset custody for enterprises.
“The revolution isn’t happening outside the system,” Garlinghouse said. “It’s happening from within it.”
Ripple received conditional approval in December 2025.