Strategic Insights into Banking & Fintech

Peoples Financial in Pennsylvania sells lower-yielding securities at loss

Peoples Financial Services in Moosic, Pa., repositioned its securities portfolio.

The company disclosed in a regulatory filing that it sold $78.6 million of lower-yielding securities at a nearly $1.9 million after-tax loss. Net proceeds were used to buy higher-yielding assets, including U.S. agency mortgage-backed securities and discounted tax-exempt municipal bonds.

The moves are expected to increase interest income from the securities portfolio by about $2.8 million over the next 12 months. It should take about 10 months to recoup the loss from selling the securities.

Leave a Reply

Your email address will not be published. Required fields are marked *